A one day, my friend want to develop their business but his economy condition is not possibly to do it. He doesn?t have much money as a modal. First, he decides to get a loan from debtor, but the credit mortgage lender take advantage of his situation and overcharge him for the loan. The mortgage lender gives him a loan with the high mortgage rates, so that he get the difficulties to pay off his loan. Fortunately, his friend told him that he has just got a mortgage with a low mortgage rate. He considers that that is the best idea for the solution of his problem that the mortgages like bank and insurance are the best choice for you to get loan, because the services are safer than the services in a legal debtor. Soon, he decides to go to a bank and ask some mortgage. In the bank, he asked to see the mortgage quote in order that he can see how much the loan he able to get, how much the discount, and how much the mortgage rate. Most of people in the world use it to help them in searching cash money or to get a real estate. It has spread in the countries have a big demand of the people to get bad credit. The most mortgages in the worldwide like Spain, United States, and United Kingdom Mortgages.. After he knows the mortgage quotes, he decides to choice how much the loan he has to get from the bank. He is very surprise that he has not to pay off his loan in a short time, but he can pay off the loan in a long time usually is in a some years. Besides, he needs not to pay his entire mortgage but only a few one. When he was asking a loan, he must give a property as a guarantee, and saved in the bank. He gets the cash money as much as he wants and by the simple process. A count of money he got counted based on the property he used as a guarantee.. The value of the property is situated to the property value in the economy market. He never expects that the process to get cash money from the lender is easier and faster. He didn?t find the complicated requirement of the mortgage quotes. He got the mortgage deals letter mentioned that he had to pay off the loan in a certain time, whether not, the property he gave, as a guarantee will be by the bank. The property will be mortgage where anyone can buy it if they can bargain in the highest price than others. As the experience of my friend has, we have to learn more about mortgages, how to get the best mortgage, and how to avoid the worst debtor if you have the bad credit. You had better solve the problems you have with the best solution, and avoid the solutions will give you other problems.